Terms

Terms of Use for SpendFlex

Last updated: May 24, 2026

These Terms of Use govern your use of SpendFlex and any mobile applications published by Alfredo Caloto ("we", "us", or "our") available on the App Store and Google Play.

By downloading or using SpendFlex, you agree to these terms.

1. Use of the App

SpendFlex is provided for personal, non-commercial finance tracking and productivity use. You agree not to misuse the app or use it for any unlawful purpose.

2. Financial Disclaimer

SpendFlex is a manual expense tracking tool. It does not provide financial, legal, tax or investment advice. Any information shown in the app is for personal organization and informational purposes only.

3. Local Data

SpendFlex stores your manually entered expenses, categories, budgets and preferences locally on your device. You are responsible for managing, exporting or deleting your local data.

4. In-App Purchases

SpendFlex may offer in-app purchases including:

• Auto-renewable subscriptions (monthly, annual): automatically renew unless cancelled at least 24 hours before the end of the current period.
• Lifetime purchases: one-time payment granting permanent access to premium features.
• Tips: one-time optional payments to support development.

Prices are displayed in the app before purchase and may vary by region.

5. Subscriptions

• Payment is charged to your App Store or Google Play account at confirmation of purchase.
• Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period.
• You can manage and cancel subscriptions in your App Store or Google Play account settings.
• No refunds are provided for unused portions of a subscription period.

6. Restore Purchases

If you reinstall the app or use a new device, you can restore previous purchases using the "Restore Purchases" option in the app.

7. Disclaimer of Warranties

The app is provided "as is" without warranties of any kind. We do not guarantee that the app will be error-free, uninterrupted or suitable for any specific financial outcome.

8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental or consequential damages arising from your use of SpendFlex.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of the app after changes constitutes acceptance of the new Terms.

10. Contact

If you have questions about these Terms, contact us at [email protected].